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Considering moving from Centurylink to Comcast ?? have questions

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Hi all. I haven’t been to this forum since is with @home… Anyway. Centurylink is building up fiber all around my area, but sadly, since I am not “new” construction, I do not have that option and even with a twisted pair My current speed w/o a data cap is 120/10. This used to be enough until my kids got older and starting doing online school, streaming videos, doing whatever it is kids do these days…. My current setup is the DSL modem is in bridged mode an all my networking equipment does the rest of the work. So my questions are: 1. Looks like to avoid the 1.2TB data cap, you either need to rent an xfi modem @ $25.00 a month or pay $30.00 extra a month. - Is this correct? 2. If I get the xfi system whatever that fancy thing is (cable modem I assume), is there an option to run it just as a cable modem and turn off all the other fancy features? 3. Is the 1.4 down/35 up worth the cost and is there a way to bring the cost down at all? 4. Do the self install kits really work? We haven’t had cable in the house since 2003… so umm .. I have no idea how our cabling outside from the house to the comcast equipment is holding up. 5. Are the other tiers of speed good (from 400-800) for streaming 4K video, gaming, etc? Has anyone had issues when using a torrent service w/o vpn?

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